| Who produces your numbers | Someone else. The coach reviews a P&L they didn't prepare. | They do, once a year, and monthly if you pay for management accounts. | We do. Monthly, job-costed, on a certified basis, on one page. |
| Who's accountable for the CIS return, VAT and tax bill | Not them. | They are. | We are. It changes the advice. |
| Margin by job | Talked about. Rarely produced. | Not usually. Company-level only. | Every month, against tender, with the slipping one flagged. |
| Retentions | Not their department. | Sat in debtors. No release dates. | A ledger, with dates and a name, chased monthly. |
| Cash forecast | Maybe a template. | Rarely. | 13 weeks, from your contracts' payment schedules, updated monthly. |
| Tax planning | No. | Sometimes, after year-end. | Three months before year-end, with the money set aside monthly. |
| Accountability for decisions | Yes, that's the product. | No. | Yes: one decision a month, in a room of owners at your stage, with your accountant present. |
| Peer comparison | A community, mixed sectors and sizes. | No. | Nine to nineteen construction owners, same size band, same pack format. |
| Sector | Construction, usually residential. | "Construction" as one sector among many. | Construction only. Every client. Every template. |
| Typical cost | £800 to £1,500 a month, 12 months | £800 to £2,500 a month | Retainer from £1,200 a month. Reset from £1,950 one-off. Forever Fixed £750 a month. |